I found the following on the back of my credit card bill this month - followed by a holiday greeting.
"TO HELP YOU MEET UNEXPECTED FINANCIAL DEMANDS WE HAVE MADE THIS MONTHS PAYMENT OPTIONAL. PLEASE REMEMBER THAT IF YOU SKIP THIS MONTHS PAYMENT, INTEREST WILL STILL ACCUMULATE."
What a gift! Wait a minute, haven't I always had this option for parting with more cash? Thank you great Financial Institution, for the encouragement. I know that someone in a tower somewhere thinks that this is amusing but I'm having a hard time cracking a smile.
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